Terms of Use
Please note: this is general-purpose template wording, not legal advice. Mandy or Ken should have it checked by a qualified professional before relying on it in production.
What this site is
Everything published here is general property information and personal opinion. It is not financial advice, not legal advice, and not a recommendation to buy, sell or hold any specific property. Markets, rules and prices change, and what is written today may not hold next year.
No client relationship by default
Reading this site, or sending an enquiry through the form, does not create a client relationship. A relationship begins only when Mandy confirms it with you directly and the relevant paperwork is in place.
Your own decisions
Any decision you make about a property remains yours. Please take your own professional advice on financing, tax, and legal matters before committing to a transaction.
Content and links
The writing, images and layout on this site belong to Mandy Ng unless stated otherwise. External links are provided for convenience, and their content is not controlled here.
Changes
These terms may be updated as the site changes. The version published here is the one that applies.
Want to talk about a specific property? Start a private conversation.